For Parents
Help protect your children's future and the people who depend on you.
Mortgage protection
Keep your home protected. You worked hard for it.
Find out if you qualify for affordable mortgage protection in about 60 seconds. We'll match you with a licensed agent.
How it works
Three simple steps.
Zero hassle.
01
Tell us about you
A quick survey — age, ZIP, and how much coverage. Takes about three minutes.
02
We match you
We connect you with a licensed agent who fits your needs — no call centers.
03
Get covered
Review your options and apply — no pressure, and you can stop anytime.
Pricing
Pick a term length. Lock your rate.
Sample rates for a healthy 40-year-old non-smoker with $300,000 in mortgage protection coverage. Your real rate depends on age, health, and coverage amount.
See what my rate could look like →
Who we help
Life looks different for everyone.
We're here for what matters most.
Whether you're building a future, protecting the people you love, or planning ahead, SimplePolicy makes it easy to explore your options.
For Homeowners
Help protect your home, mortgage, and the life you've built.
For Couples
Support each other and plan confidently for your shared future.
For Income Providers
Help protect your income and provide peace of mind for those who rely on you.
Why SimplePolicy
A simpler way to shop for life insurance
Less confusion. Clearer options. Real help when you need it.
Try it — no cost, no commitment → SimplePolicy
Other Insurers
No medical exam options
Secure application start
Simple online form
Fast quote request
No obligation
Questions
The honest answers.
What is mortgage protection insurance?
Mortgage protection is a type of life insurance that can help pay off your remaining mortgage balance if you pass away, so your family can stay in their home.
Do I need a medical exam?
Most mortgage protection applicants skip the medical exam entirely. Your licensed agent will let you know what's needed for your situation.
How fast can I get covered?
After you finish the short survey, a licensed agent reaches out — usually the same day — to walk you through your options.
Is SimplePolicy an insurance company?
No. SimplePolicy is a matching service that connects you with licensed insurance agents serving California. We are not an insurer.
Ready to see your options?
Answer a few questions and get matched with a licensed agent.